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Cara Buka Rekening BCA Online 2026: Langkah Mudah Tanpa Ribet & Biaya 0 Rupiah

Cara Buka Rekening BCA Online 2026: Langkah Mudah Tanpa Ribet & Biaya 0 Rupiah

Membuka rekening BCA secara online kini semakin mudah melalui aplikasi BCA Mobile atau myBCA, tanpa perlu antre di cabang bank. Proses ini gratis biaya administrasi awal dan bisa selesai dalam 5-10 menit, asal syarat dasar terpenuhi seperti KTP asli.

Syarat Utama

Siapkan dokumen berikut untuk memulai:

KTP atau identitas resmi (usia minimal 17 tahun).

Nomor HP aktif (belum terdaftar BCA lain) dengan pulsa minimal Rp10.000 untuk SMS verifikasi.

Email aktif dan foto KTP yang jelas (tidak buram).

Langkah-langkah Lengkap

Cara Buka Rekening BCA Online 2026: Langkah Mudah Tanpa Ribet & Biaya 0 Rupiah

Ikuti panduan ini di HP Android/iOS:

Unduh aplikasi BCA Mobile dari Play Store/App Store, lalu buka dan pilih "Buka Rekening Baru" > "Mulai".

Verifikasi nomor HP via SMS, masukkan email, pilih jenis tabungan (misalnya BCA Xpresi atau Tahapan), dan isi data diri.

Pilih cabang terdekat, periksa data, lalu lakukan verifikasi video call dengan Halo BCA untuk konfirmasi.

Buat PIN 6 digit untuk mobile banking; rekening aktif langsung, tapi setoran awal minimal Rp500.000 via transfer/ATM.

Keuntungan & Tips

Rekening siap terima transfer gaji atau transaksi cardless tanpa ATM fisik awal—ambil kartu nanti di cabang atau kurir. Hindari kesalahan dengan pastikan sinyal kuat saat video call dan data akurat; jika gagal, hubungi Halo BCA 1500888. Proses 2026 tetap serupa dengan update keamanan biometrik untuk transaksi lebih aman.

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