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"Alhamdulillah Naik Kelas": Kisah Ketua Kelompok Mekaar Berhasil Berkat Holding Ultra Mikro BRI-PNM

"Alhamdulillah Naik Kelas": Kisah Ketua Kelompok Mekaar Berhasil Berkat Holding Ultra Mikro BRI-PNM

"Alhamdulillah Naik Kelas" mengisahkan kesuksesan Kresnawati, ketua kelompok PNM Mekaar dari Indramayu, yang usahanya berkembang berkat ekosistem Holding Ultra Mikro BRI-PNM. Kisah ini menonjolkan bagaimana program ini memberdayakan perempuan prasejahtera untuk naik kelas secara ekonomi.

Baca Juga: Pinjaman KUR BRI 2026: Panduan Lengkap Syarat dan Tabel Cicilan Terbaru

Latar Belakang Kresnawati

Kresnawati memulai warung kelontong di depan rumah dengan pembiayaan awal dari PNM Mekaar, menghasilkan pendapatan tambahan bagi keluarganya. Anaknya yang berkebutuhan khusus memerlukan perhatian ekstra, sehingga ia bersyukur bisa berbisnis tanpa meninggalkan rumah, ungkapnya dengan kalimat "Alhamdulillah". Kini, ia juga menjadi Agen BRILink Mekaar, melayani transaksi seperti bayar tagihan, tarik tunai, dan transfer.

Peran Holding Ultra Mikro

Sinergi BRI, PNM, dan Pegadaian memungkinkan nasabah Mekaar naik ke pembiayaan lebih besar setelah lunas kredit awal. Lebih dari 2,5 juta nasabah telah naik kelas sejak 2021, termasuk 430.000+ agen BRILink. Program seperti Dana Lingkaar menyediakan pinjaman Rp1-5 juta untuk agen baru.

Dampak Lebih Luas

Aspek	Pencapaian	Contoh Nasabah Lain
Naik Kelas	1,84 juta nasabah (2024)	Roeti (multi-usaha), Sudiah (ekspansi Lampung)
Pemberdayaan	Perempuan prasejahtera jadi pengusaha UMKM	Intan Nurmala (jualan minuman + agen)
Ekonomi	Pendapatan melonjak, apresiasi Kemenko PMK	Pengrajin Lombok di INACRAFT

Ekosistem ini mencakup pinjaman ultra mikro PNM, layanan BRILink BRI, dan tabungan emas Pegadaian, mendorong inklusi keuangan. Kisah Kresnawati jadi inspirasi bagi jutaan ibu rumah tangga.

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