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Apakah Tukar Uang Baru di Bank Kena Biaya Admin? Cek Alur Penukarannya

Apakah Tukar Uang Baru di Bank Kena Biaya Admin? Cek Alur Penukarannya

Menjelang Lebaran Idul Fitri 2026, banyak masyarakat mencari informasi penukaran uang baru di bank untuk keperluan hari raya. Penukaran ini gratis tanpa biaya admin di bank resmi dan Bank Indonesia (BI).

Biaya Penukaran di Bank Resmi

Penukaran uang baru di bank seperti BRI, BCA, BNI, Mandiri, atau Kas Keliling BI tidak dikenakan biaya administrasi sama sekali. Nilai tukar dilakukan 1:1, artinya Rp1 juta yang diserahkan akan diterima kembali senilai Rp1 juta dalam pecahan baru.

Berbeda dengan layanan pinggir jalan yang memotong 10-15% sebagai biaya admin. Bank menjamin uang dalam kondisi prima dan layak edar.

Alur Penukaran via Kas Keliling BI

Pemesanan dilakukan secara online melalui situs resmi BI. Isi data NIK, nama, nomor HP, email, lalu pilih nominal dan pecahan; konfirmasi pesanan.

Datang ke lokasi sesuai jadwal dengan KTP dan bukti pemesanan (digital/cetak). Serahkan uang lama, petugas proses, dan terima uang baru langsung.

Kuota terbatas per NIK, misalnya maksimal Rp5,3 juta per orang pada 2026.

Alur Penukaran di Bank Umum

Cek dulu apakah bank prioritaskan nasabah sendiri dan batas maksimal tukar. Datang ke cabang, ambil antrean, sampaikan ke teller, serahkan uang lama.

Teller proses sesuai ketentuan, lalu terima uang baru. Pastikan siapkan KTP untuk verifikasi.

Layanan ini bertujuan memudahkan masyarakat tanpa biaya tersembunyi.

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