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Bank Jago Catat Laba Bersih Melonjak 115 Persen pada 2025

Bank Jago Catat Laba Bersih Melonjak 115 Persen pada 2025

Bank Jago (PT Bank Jago Tbk, kode saham ARTO) berhasil mencatatkan pertumbuhan laba bersih yang impresif sepanjang 2025. Laba ini menjadi sorotan positif di sektor perbankan digital Indonesia.

Detail Laba

Laba bersih setelah pajak (NPAT) Bank Jago mencapai Rp276 miliar pada 2025, melonjak 115 persen dari Rp129 miliar pada 2024. Pertumbuhan ini mencerminkan kinerja kuat sepanjang tahun, termasuk di semester pertama di mana laba sudah Rp127 miliar (naik 154 persen YoY).

Faktor Pendukung

Peningkatan jumlah nasabah yang memanfaatkan layanan digital menjadi pendorong utama, disertai ekspansi kredit yang sehat. Penyaluran kredit naik 38 persen menjadi Rp24,3 triliun, sementara total aset tumbuh 28 persen ke Rp36,5 triliun.

Indikator Kesehatan

Bank Jago menunjukkan posisi solid dengan Loan-to-Deposit Ratio (LDR) 94 persen dan Capital Adequacy Ratio (CAR) 31,6 persen. Direktur Utama Arief Harris menekankan kolaborasi mitra strategis dan produk seperti Jago Dana Cepat sebagai kunci sukses.

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