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BI Perkuat Literasi Keuangan UMKM Lewat Program AKSI KLIK

BI Perkuat Literasi Keuangan UMKM Lewat Program AKSI KLIK

Bank Indonesia (BI) meluncurkan program AKSI KLIK untuk memperkuat literasi dan inklusi keuangan, khususnya bagi UMKM.

Program Aksi Kuatkan Literasi dan Inklusi Keuangan untuk Kesejahteraan (AKSI KLIK) merupakan inisiatif BI bekerja sama dengan Kemenko Perekonomian. Tujuannya mendorong pemahaman layanan keuangan digital sambil memperluas akses pembiayaan bagi UMKM melalui edukasi dan business matching.

Komponen Utama

Gerakan AKU BISA SEJAHTERA: Fasilitasi akses keuangan via business matching antara UMKM dan lembaga keuangan, plus literasi untuk kesejahteraan.

Tiga Buku Panduan: Strategi literasi keuangan digital, modul edukasi tingkat dasar, serta pedoman model bisnis UMKM berkelanjutan.

Fokus Digital: Dukung QRIS (sudah 60 juta pengguna, 50 juta dari UMKM) dan BI-Fast agar UMKM naik kelas secara aman.

Latar Belakang dan Target

Berdasarkan SNLIK 2025, inklusi keuangan nasional 92,74%, tapi target 98% pada 2045. Program ini atasi kontraksi kredit UMKM (-0,53%) dan kurangi kemiskinan via literasi digital. Kegiatan intensif hingga Agustus 2026 melibatkan kementerian terkait.

Dampak bagi UMKM

UMKM dapat akses pembiayaan lebih mudah, literasi digital kuat, dan model bisnis hijau berkelanjutan. Airlangga Hartarto optimis ini tingkatkan ketahanan keluarga dan kemandirian ekonomi.

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