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BSI Layani Transaksi QRIS Antarnegara di China Lewat BYOND

BSI Layani Transaksi QRIS Antarnegara di China Lewat BYOND

Bank Syariah Indonesia (BSI) baru saja meluncurkan fitur QRIS antarnegara di China melalui aplikasi BYOND by BSI, memudahkan transaksi lintas batas tanpa tukar valas. Layanan ini resmi aktif sejak 30 April 2026, sejalan dengan kerjasama Bank Indonesia dan People's Bank of China.

Latar Belakang

Kerjasama QRIS lintas negara antara BI dan PBOC memungkinkan pembayaran QRIS Indonesia di merchant China berlogo UnionPay dan Alipay, serta sebaliknya untuk wisatawan China di Indonesia. Fitur ini bagian dari ekspansi BSI ke enam negara: China, Korea Selatan, Jepang, Singapura, Thailand, dan Malaysia.

Cara Kerja

Nasabah BSI scan QR merchant China via menu QRIS di aplikasi BYOND, pilih rekening sumber dana, masukkan PIN, lalu konfirmasi transaksi yang otomatis dikonversi ke rupiah. Tidak perlu uang tunai atau valas, proses real-time dengan keamanan enkripsi standar.

Dampak dan Statistik

Hingga Maret 2026, BSI punya 600.000+ merchant QRIS dan 9,8 juta pengguna BYOND, dengan transaksi QR antarnegara capai Rp3,4 miliar per bulan. Layanan ini dukung pertumbuhan nasabah BSI yang kini 23 juta, fokus pada sektor halal dan digital.

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