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Update 2026: Begini Cara Cek BI Checking/SLIK OJK Online Paling Cepat

Update 2026: Begini Cara Cek BI Checking/SLIK OJK Online Paling Cepat

SLIK OJK (Sistem Layanan Informasi Keuangan) merupakan pengganti BI Checking yang kini dikelola Otoritas Jasa Keuangan untuk memantau riwayat kredit nasabah di Indonesia. Pada 2026, proses pengecekan online paling cepat dilakukan via situs resmi idebku.ojk.go.id yang gratis dan bisa diakses lewat HP atau PC.

Syarat Utama

Persiapkan dokumen ini agar proses lancar:

KTP elektronik asli (untuk foto/selfie).

Email aktif dan nomor HP untuk verifikasi serta pengiriman hasil PDF via email dalam 1x24 jam.

Akses internet stabil; layanan buka hari kerja dengan kuota antrean harian.

Langkah-langkah Cepat

Update 2026: Begini Cara Cek BI Checking/SLIK OJK Online Paling Cepat

Ikuti urutan ini untuk cek online paling efisien:

Buka browser, kunjungi idebku.ojk.go.id, pilih "Pendaftaran".

Cek ketersediaan kuota: Masukkan jenis debitur (individu/badan), kewarganegaraan, jenis identitas, nomor KTP, dan captcha. Klik "Selanjutnya" jika kuota tersedia

Isi data registrasi: Nama lengkap, jenis kelamin, tgl lahir, alamat, provinsi/kabupaten, email, HP, serta tujuan permohonan.

Unggah foto: KTP, selfie dengan KTP, dan tanda tangan. Centang kebenaran data, lalu "Ajukan Permohonan".

Catat nomor pendaftaran, cek status via "Status Layanan". Hasil kirim ke email maksimal 1 hari kerja.

Tips Biar Lebih Cepat

Coba pagi hari (sekitar pukul 09.00 WIB) saat kuota baru reset untuk hindari "antrean habis".

Gunakan HP dengan browser Chrome untuk upload foto optimal; proses selesai dalam 10-15 menit jika kuota ada.

Skor SLIK 1 paling baik (lancar bayar), skor 5 macet—cek rutin sebelum ajukan kredit.

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