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X Money Beta Elon Musk: Revolusi "Everything App" Siap Guncang Fintech dan Kripto

X Money Beta Elon Musk: Revolusi "Everything App" Siap Guncang Fintech dan Kripto

Elon Musk baru saja mengonfirmasi peluncuran beta eksternal X Money dalam 1-2 bulan ke depan, menandai langkah besar menuju "everything app" yang mengintegrasikan pembayaran, chat, dan AI seperti Grok. Fitur ini sudah uji internal (closed beta) dan dirancang sebagai pusat transaksi uang di X, berpotensi dukung P2P transfers serta crypto di masa depan.

Latar Belakang X Money

X Money Beta Elon Musk: Revolusi "Everything App" Siap Guncang Fintech dan Kripto

X Money diumumkan Musk sejak 2022 pasca akuisisi Twitter, dengan lisensi money transmitter di 41 negara bagian AS untuk peluncuran 2025. Beta awal terbatas karena "extreme care" soal tabungan pengguna, kolaborasi Visa untuk wallet digital dan P2P payments. Update terkini Februari 2026: dari closed beta internal ke external beta terbatas, lalu global untuk semua user X.

Fitur Utama & Timeline

Musk sebut X Money sebagai "game changer" untuk hidup sehari-hari di app seperti bayar tagihan, transfer uang, integrasi XChat (enkripsi Bitcoin-level). Rencana beta eksternal di bulan Maret-April 2026, X Money juga akan di fokuskan pada kripto menurut rumor yang ada di komunitas.

Fitur	Deskripsi	Status
P2P Transfers	Kirim uang antar user X	Beta internal
Digital Wallet	Simpan & bayar via Visa	Siap external beta
Crypto Integration?	Potensial Dogecoin/Tesla	Belum dikonfirmasi
XChat + Grok	Chat aman + AI helper	Live

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