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Laba Januari Melejit 85%, Saham Bank Rakyat Indonesia (BBRI) Layak Buy

Laba Januari Melejit 85%, Saham Bank Rakyat Indonesia (BBRI) Layak Buy

Bank Rakyat Indonesia (BBRI) mencatatkan lonjakan laba bersih sebesar 85,39% secara tahunan pada Januari 2026, mencapai Rp3,72 triliun dari Rp2,00 triliun di periode yang sama tahun sebelumnya. Peningkatan ini didorong oleh pertumbuhan kredit hingga 12% dan pendapatan bunga yang solid, meski PPOP hanya naik moderat 2,2% yoy.

Kinerja Keuangan

Laba operasional sebelum pencadangan (PPOP) tumbuh stabil, didukung penurunan biaya dana akibat time deposit turun 58 bps di Q4 2025. NIM tetap kuat di 7,8% sepanjang 2025, dengan proyeksi 7,4-7,8% untuk 2026. Analis memperkirakan laba BBRI 2026 naik 7,8% yoy berkat stabilisasi biaya kredit dan portofolio pinjaman yang lebih sehat.

Performa Saham

Laba Januari Melejit 85%, Saham Bank Rakyat Indonesia (BBRI) Layak Buy

(Foto Saham BBRI dari Google Finansial)

Harga saham BBRI di Januari 2026 fluktuatif, dengan lonjakan signifikan 6,48% pada 29 Januari ke Rp3.780, tapi ditutup Februari di kisaran Rp3.780-Rp3.850. Target harga analis Jeffrosenberg Rp4.900 berdasarkan PBV 2,1x 2026, sehingga direkomendasikan buy.

Periode	Harga Tutup (Rp)	Perubahan (%)	Volume (juta)
29 Jan 2026	3.780	+6,48	781
30 Jan 2026	3.810	+0,79	532
13 Feb 2026	3.780	0	144

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